diff --git a/compiler/rustc_hir_typeck/src/callee.rs b/compiler/rustc_hir_typeck/src/callee.rs
index 42aa3bcee49..befc0732d0e 100644
--- a/compiler/rustc_hir_typeck/src/callee.rs
+++ b/compiler/rustc_hir_typeck/src/callee.rs
@@ -258,15 +258,11 @@ impl<'a, 'tcx> FnCtxt<'a, 'tcx> {
                         return None;
                     };
 
-                    let mutbl = match mutbl {
-                        hir::Mutability::Not => AutoBorrowMutability::Not,
-                        hir::Mutability::Mut => AutoBorrowMutability::Mut {
-                            // For initial two-phase borrow
-                            // deployment, conservatively omit
-                            // overloaded function call ops.
-                            allow_two_phase_borrow: AllowTwoPhase::No,
-                        },
-                    };
+                    // For initial two-phase borrow
+                    // deployment, conservatively omit
+                    // overloaded function call ops.
+                    let mutbl = AutoBorrowMutability::new(*mutbl, AllowTwoPhase::No);
+
                     autoref = Some(Adjustment {
                         kind: Adjust::Borrow(AutoBorrow::Ref(*region, mutbl)),
                         target: method.sig.inputs()[0],
diff --git a/compiler/rustc_hir_typeck/src/coercion.rs b/compiler/rustc_hir_typeck/src/coercion.rs
index f1213983e61..7098583908b 100644
--- a/compiler/rustc_hir_typeck/src/coercion.rs
+++ b/compiler/rustc_hir_typeck/src/coercion.rs
@@ -478,12 +478,7 @@ impl<'f, 'tcx> Coerce<'f, 'tcx> {
         let ty::Ref(r_borrow, _, _) = ty.kind() else {
             span_bug!(span, "expected a ref type, got {:?}", ty);
         };
-        let mutbl = match mutbl_b {
-            hir::Mutability::Not => AutoBorrowMutability::Not,
-            hir::Mutability::Mut => {
-                AutoBorrowMutability::Mut { allow_two_phase_borrow: self.allow_two_phase }
-            }
-        };
+        let mutbl = AutoBorrowMutability::new(mutbl_b, self.allow_two_phase);
         adjustments.push(Adjustment {
             kind: Adjust::Borrow(AutoBorrow::Ref(*r_borrow, mutbl)),
             target: ty,
@@ -552,15 +547,12 @@ impl<'f, 'tcx> Coerce<'f, 'tcx> {
 
                 let coercion = Coercion(self.cause.span);
                 let r_borrow = self.next_region_var(coercion);
-                let mutbl = match mutbl_b {
-                    hir::Mutability::Not => AutoBorrowMutability::Not,
-                    hir::Mutability::Mut => AutoBorrowMutability::Mut {
-                        // We don't allow two-phase borrows here, at least for initial
-                        // implementation. If it happens that this coercion is a function argument,
-                        // the reborrow in coerce_borrowed_ptr will pick it up.
-                        allow_two_phase_borrow: AllowTwoPhase::No,
-                    },
-                };
+
+                // We don't allow two-phase borrows here, at least for initial
+                // implementation. If it happens that this coercion is a function argument,
+                // the reborrow in coerce_borrowed_ptr will pick it up.
+                let mutbl = AutoBorrowMutability::new(mutbl_b, AllowTwoPhase::No);
+
                 Some((
                     Adjustment { kind: Adjust::Deref(None), target: ty_a },
                     Adjustment {
diff --git a/compiler/rustc_hir_typeck/src/method/confirm.rs b/compiler/rustc_hir_typeck/src/method/confirm.rs
index d996d6ec610..b8928305b7c 100644
--- a/compiler/rustc_hir_typeck/src/method/confirm.rs
+++ b/compiler/rustc_hir_typeck/src/method/confirm.rs
@@ -170,14 +170,11 @@ impl<'a, 'tcx> ConfirmContext<'a, 'tcx> {
                 let base_ty = target;
 
                 target = self.tcx.mk_ref(region, ty::TypeAndMut { mutbl, ty: target });
-                let mutbl = match mutbl {
-                    hir::Mutability::Not => AutoBorrowMutability::Not,
-                    hir::Mutability::Mut => AutoBorrowMutability::Mut {
-                        // Method call receivers are the primary use case
-                        // for two-phase borrows.
-                        allow_two_phase_borrow: AllowTwoPhase::Yes,
-                    },
-                };
+
+                // Method call receivers are the primary use case
+                // for two-phase borrows.
+                let mutbl = AutoBorrowMutability::new(mutbl, AllowTwoPhase::Yes);
+
                 adjustments.push(Adjustment {
                     kind: Adjust::Borrow(AutoBorrow::Ref(region, mutbl)),
                     target,
diff --git a/compiler/rustc_hir_typeck/src/op.rs b/compiler/rustc_hir_typeck/src/op.rs
index adc7a21f265..b12d84af4ad 100644
--- a/compiler/rustc_hir_typeck/src/op.rs
+++ b/compiler/rustc_hir_typeck/src/op.rs
@@ -263,14 +263,7 @@ impl<'a, 'tcx> FnCtxt<'a, 'tcx> {
                 let by_ref_binop = !op.node.is_by_value();
                 if is_assign == IsAssign::Yes || by_ref_binop {
                     if let ty::Ref(region, _, mutbl) = method.sig.inputs()[0].kind() {
-                        let mutbl = match mutbl {
-                            hir::Mutability::Not => AutoBorrowMutability::Not,
-                            hir::Mutability::Mut => AutoBorrowMutability::Mut {
-                                // Allow two-phase borrows for binops in initial deployment
-                                // since they desugar to methods
-                                allow_two_phase_borrow: AllowTwoPhase::Yes,
-                            },
-                        };
+                        let mutbl = AutoBorrowMutability::new(*mutbl, AllowTwoPhase::Yes);
                         let autoref = Adjustment {
                             kind: Adjust::Borrow(AutoBorrow::Ref(*region, mutbl)),
                             target: method.sig.inputs()[0],
@@ -280,14 +273,10 @@ impl<'a, 'tcx> FnCtxt<'a, 'tcx> {
                 }
                 if by_ref_binop {
                     if let ty::Ref(region, _, mutbl) = method.sig.inputs()[1].kind() {
-                        let mutbl = match mutbl {
-                            hir::Mutability::Not => AutoBorrowMutability::Not,
-                            hir::Mutability::Mut => AutoBorrowMutability::Mut {
-                                // Allow two-phase borrows for binops in initial deployment
-                                // since they desugar to methods
-                                allow_two_phase_borrow: AllowTwoPhase::Yes,
-                            },
-                        };
+                        // Allow two-phase borrows for binops in initial deployment
+                        // since they desugar to methods
+                        let mutbl = AutoBorrowMutability::new(*mutbl, AllowTwoPhase::Yes);
+
                         let autoref = Adjustment {
                             kind: Adjust::Borrow(AutoBorrow::Ref(*region, mutbl)),
                             target: method.sig.inputs()[1],
diff --git a/compiler/rustc_middle/src/ty/adjustment.rs b/compiler/rustc_middle/src/ty/adjustment.rs
index b8e6f0258d0..7036c4a7b27 100644
--- a/compiler/rustc_middle/src/ty/adjustment.rs
+++ b/compiler/rustc_middle/src/ty/adjustment.rs
@@ -159,6 +159,18 @@ pub enum AutoBorrowMutability {
     Not,
 }
 
+impl AutoBorrowMutability {
+    /// Creates an `AutoBorrowMutability` from a mutability and allowance of two phase borrows.
+    ///
+    /// Note that when `mutbl.is_not()`, `allow_two_phase_borrow` is ignored
+    pub fn new(mutbl: hir::Mutability, allow_two_phase_borrow: AllowTwoPhase) -> Self {
+        match mutbl {
+            hir::Mutability::Not => Self::Not,
+            hir::Mutability::Mut => Self::Mut { allow_two_phase_borrow },
+        }
+    }
+}
+
 impl From<AutoBorrowMutability> for hir::Mutability {
     fn from(m: AutoBorrowMutability) -> Self {
         match m {